Broker License CA 1177740

Independent California insurance placement

Direct broker counsel across admitted and non-admitted carrier markets. We structure tailored casualty schedules for residential assets, rental portfolios, and regional enterprises facing restrictive underwriting guidelines.

Verified Credentials

Accountability at the desk

1177740

California Broker License

40+

Admitted & Non-Admitted Carriers

24 Hr

Average Escrow Turnaround

Core Sectors

Structured asset protection

Every policy schedule reflects rigorous line-item review, eliminating coverage gaps across single properties and diversified commercial holdings.

Personal Lines
Real Estate
Commercial

Homeowners & Specialty Property

Landlord & Multi-Unit Portfolios

Commercial Liability & Property

Comprehensive hazard, wildfire perimeter, and private dwelling policies built specifically for high-value California residences and adjacent auto schedules.

Dedicated loss-of-rent, habitational liability, and structure coverage tailored for residential landlords, apartment buildings, and active property investors.

General liability, commercial auto, and inland marine protections customized to shield independent business operators against catastrophic operational loss.

Underwriting Breadth

Dual carrier access places risks that automated platforms decline

When standard domestic carriers restrict capacity in wildfire zones or multi-unit classes, our direct access to non-admitted surplus lines secures binding coverage without transaction delays.

Direct broker consultation

Speak directly with Shahar 'Sean' Ohayon for property reviews, escrow filings, and cross-market policy comparisons.